Lending Services
We believe in helping our customers reach their goals and meet their needs. F&M Bank provides a variety of competitive lending products and options for both personal and commercial customers.
Secure Your Future with F&M Bank’s Loan Products
Personal Lending
Auto & More
Whether you are considering financing a car, truck, ATV, boat or other mode of transportation, talk first to one of our loan officers to learn more about the options we have for you.
Home Equity
Use one of our Home Equity products to increase and improve your home or consolidate your debt.
Commercial Lending
Business Expansion
If you would like to renovate or expand your existing business, contact one of our loan officers.
Line of Credit
You may be eligible for a commercial line of credit to help you grow your existing business. Let us know how we may help you.
Equipment
We can offer you competitive options for the purchase of business or farm equipment.
Commercial Real Estate
We offer many commercial mortgage options from the construction of a new business facility to the purchase of an existing business property, and refinance of an existing real estate owned by a business.
NMLS Unique Identifier Numbers
NMLS# 646260
Main
Debbie Barnett – #769216
Casey Jackson – #769219
Rocky Miller – #454762
Logan Denard – # 2279042
Avery Hall – #2467264
Martinez
Bart Pennington – #862696
Nathan Strickland – #1026706
Downtown
Stacey Carter – #2061515
Crawfordville
Lamar Nix – #769223
Lincolnton
Catherine Holloway – #769224
Jandi Matthews – #1933156
