Secure Your Finances with
Our Reliable Banking Services
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Payments normally take 2-5 business days to be received by F&M Bank.
You are about to be redirected to a webpage that is not part of the F&M Bank website. This is a third party managed site, and F&M Bank is not responsible for content contained on this site. Payment will post to your account once it is received by F&M Bank.
Payments normally take 2-5 business days to be received by F&M Bank.
About Us
Since 1950, we have been proudly serving our customers and communities with market-driven products and services.
Our continued success has been based on…
- Providing exceptional quality service, fostered by teamwork that exceeds our customer’s expectations.
- Offering competitive financial products that are effectively delivered.
- Working diligently in our communities to improve quality of life.
F&M Bank is going strong & stays committed to the communities we serve. Don’t forget to visit our community center for local photos and updates on events & other news.


Mortgages
We offer various products and services for the purchase of a home, construction of a new home and refinancing of an existing home. In some instances, there is a cash out option available with refinancing. We also offer in-house financing, and have options for permanent financing, with long term fixed rates through Rocket Pro Mortgage.
Loans
We believe in helping our customers reach their goals and meet their needs. F&M Bank provides a variety of competitive lending products and options for both personal and commercial customers.


Mobile Banking
Mobile Banking allows you to enjoy real-time access to your accounts anywhere at any time while you are on the go. We offer two ways of mobile banking: Text Banking or by using our Mobile App for iPhone, iPad, or Android device. It is free, easy, safe and secure. You must be a current online banking customer.
What Our Customers Have to Say About Us

“Have really enjoyed banking with them - real home town feel. The people at Furys Ferry Rd Branch are the most friendly.”
Wayne Hawkins

“The people at F&M Bank of Washington Ga. are the nicest people to bank with. I love the people that work at both branches. Awesome people and bank!”

“Awesome people and amazing customer service.”

“Everyone that I have encountered when I visit have always been nice and pleasant.”

“I have been dealing with F&M for around 30 years. Great People, Great Bank.”

“I can’t say enough good things about F&M. They’ve helped me a lot over the years. Really great people that define hometown banking.”

“One of the best banks to do business with. Decisions made on the spot, easy, fast, and very professional.”

“Nice place to do business”

“Have been inside this hometown bank several times. The employees are always very nice and friendly. Knowing your customers by name really makes people feel good when they enter a place they do business with.”

“Excellent Customer Service! F&M Bank is a bank that cares about their customers. I moved all of my accounts from three big banks to F&M.”

“We have really enjoyed working with F&M Bank and look forward to continued partnership.”

“Nice to know that when I walk in that I am greeted by name and a bright smile”
