Latest News & Resources
How to Teach Your Kids About Money
Lessons for Every Age April is Financial Literacy Month, making it the perfect time to start teaching your kids about money. Financial habits start early, and the lessons children learn at a young age can shape their financial decisions for years to come. But where do...
Spring Clean Your Finances: Fresh Tips for a Brighter Financial Future
As the days get longer and flowers start to bloom, spring is the perfect time to refresh not just your home, but also your finances. Just like decluttering your closet or deep-cleaning your kitchen, tidying up your financial situation can bring clarity and peace of...
Safe Online Banking: How to Protect Your Accounts
Online banking makes managing your finances more convenient than ever, but it’s important to stay vigilant about security. Cybercriminals are always looking for ways to steal sensitive information, and a few smart precautions can help keep your accounts safe. At...
Understanding and Preventing Check Fraud: A Guide from F&M Bank
Check fraud is a significant and growing concern, affecting both individuals and businesses. At F&M Bank, we prioritize your financial security and aim to educate you on the risks of check fraud and how to prevent it. Continue reading to explore the various forms...
Your Comprehensive Guide to Budgeting
Have you ever wondered how some people seem to be especially skilled at managing their finances? Many times, it all comes down to good budgeting. If you struggle with budgeting and managing your finances, don’t worry – you’re not alone! In this blog, we’ll explore the...
Why Should Business Owners Partner with a Community Bank?
In this blog we’ll explore why partnering with a local bank could be one of the best decisions you can make for your business. Your local financial institutions aren’t just banks, they’re partners in your business journey and are as deeply invested in the local...
Your Guide to The Federal Deposit Insurance Corporation (FDIC)
The Federal Deposit Insurance Corporation (FDIC) is often described as the cornerstone of financial stability in the United States, but have you ever wondered how exactly the FDIC safeguards your finances? In this blog, we’ll unravel the intricacies of the FDIC,...
Unveiling Financial Scams: A Comprehensive Guide to Safeguard Your Finances
In recent years, financial scams have become a big concern for many of us. Common financial scams can range from phishing emails pretending to be from your bank to investment schemes that promise “too good to be true” returns. While these scams can target anyone, they...
IRA Basics – What, Why, and When
The earlier you start saving for your retirement, the better off you will be. One of the most effective ways to save money for retirement on a tax-deferred basis is through an IRA or individual retirement account. In this guide to IRAs, we will explain why you should...
Tips for Creating a Strong Password
June is Internet Safety Month, and in today’s digital age, having a strong password is key to keeping your information safe online. With the increase in cyberattacks and data breaches, it is more important than ever to create a password that is both unique and...
The Importance of Personal Credit Scores
Whether you're looking to apply for a loan, rent an apartment, or even land your dream job, your credit score can significantly impact your success. A credit score is a number that shows how good you are at handling money. This score will range from 300 to 850, with...
What Are CDs and How They Can Benefit You?
There are many financial products in which you can invest your hard-earned money. You can take risks and invest in the fluctuating stock market or purchase an asset; however, if you want a less risky option, you can invest in your own savings. Certificates of deposit...
Safe Online Shopping Practices
From scheduling a grocery store pick-up to sending gifts to your friends and family in just a few clicks, online shopping has got to be one of the most convenient services ever. The ability to shop online is ultimately a beneficial convenience, anything done on the...
College Savings Tips
Preparing for college is a massive challenge, with the hardest part being putting together the required funds. We all know how costly an affair it can be. According to a study, the average college tuition fees range from $10k - $38k a year, an amount that can...
