Checking Account

FREE

Online Banking/Billpay

FREE

ATM usage nationwide

Simplify Your Finances with Our Checking Accounts

Personal Checking

Essentials Account

  • No minimum daily balance
  • No transaction limitation

Heritage Account

  • For customers 65 years of age or older

  • No minimum balance

  • No monthly service charge

  • No per check charge

  • Earns interest

***Contact your nearest branch for interest rate***

Earnings Account

  • Minimum to open account: $100

  • Maintain $100 average monthly balance to avoid $5 service charge

  • Electronic statements only

  • Earns interest

  • Premium rate on balances up to $25,000

***Contact your nearest branch for interest rate***

Student Account

  • For customers 12-23 years of age

  • No minimum balance

  • No monthly service charge

  • Must show proof of enrollment

 ***Contact a customer service representative for details***

Checking Account in Georgia

Business Checking

Business Banking

  • $7 service charge
  • $0.30 per debit
  • $1,000 daily balance waves the monthly and per debit service charge

Business Earning

  • Only eligible for non-profits, government agencies, and sole proprietorships