Checking Account

FREE

Online Banking/Billpay

FREE

ATM usage nationwide

Simplify Your Finances with Our Checking Accounts

Personal

Economy Checking

  • No minimum daily balance
  • First 12 debits at no charge per statement cycle
  • $ .30 per debit item after 12 per statement cycle

Student Checking (13-23 years old)

  • No minimum balance
  • No monthly service charge
  • Must show proof of enrollment
     ***Contact a customer service representative for details***

Heritage Checking (65 and older)

  • No minimum balance
  • No monthly service charge
  • No per check charge
    ***Contact your nearest branch for interest rate***

Premier Checking

  • Minimum opening deposit $100
  • Maintain $100 average monthly balance to avoid $5 service charge fee
  • Electronic Statements Only
  • MUST have at least twelve (12) signature based debit card transactions post and clear per statement cycle
  • MUST have at least one (1) ACH debit or credit transaction post and clear per statement cycle
  • MUST have a valid email address***Contact your nearest branch for interest rate***
Checking Account in Georgia

Business

Business Checking

  • Maintain $1,000.00 daily to avoid $7.00 Base Charge Fee and Service Charge fee of $.30 per debit item.

Business Money Market

  • Minimum opening deposit is $2,500.00 
  • Maintain $2500.00 daily balance to avoid $10 Base Charge fee
  • Withdrawals and transfers in person are unlimited.