About Us

Serving Our Community
Since 1950

We are proud to say that F&M is independently owned and operated by friends and neighbors you know and trust. We take great pride in the fact that all financial approvals and decisions can be promptly made locally. It’s this personal attention to you and your needs that makes us a great neighbor and a true community leader.

A Little History

F&M Bank was incorporated in 1950 for the purpose of offering full service banking to the people of Washington (Wilkes County), Georgia. Since then we have continued to grow and now have branches in Washington, Crawfordville, Lincolnton, and Martinez (which services the Greater Augusta area). As an interesting footnote, our Crawfordville branch has been the site of many on- location movie shoots including Sweet Home Alabama and Four Christmases.

Our Commitment


Our founders envisioned an organization where personal, caring service would welcome its customers and make them feel like family. With that as our focus we share your goals and interests. We are committed to offering convenient, cutting-edge banking technology to simplify your busy lifestyle. We take great pride in staying actively involved in local projects that enhance our community and make it a better place to live, work and play. Our commitment to you and your needs, coupled with our dedication to maintaining high standards of banking excellence, ensure that we are the community bank you can count on for a tradition of strength and stability for you and future generations.