Checking

FREE Online Banking/Billpay FREE ATM usage nationwide

PERSONAL

Economy Checking

• No minimum daily balance
• First 12 debits at no charge
• $ .30 per debit item after 12

Personal Checking

• First 10 debits at no charge
• Maintain $500 daily to avoid the following fees:
  Monthly base charge fee $7.00
  Service charge fee $ .30 per debit after 10

Student Checking (16-23 years old)

• No minimum balance
• No monthly service charge
• Must show proof of enrollment

Heritage Checking (55 and older)

• No minimum balance
• No monthly service charge
• No per check charge
  ***Contact your nearest branch for interest rate***

Preferred Checking

• Minimum opening deposit $750.00
• Unlimited check writing
• Maintain $750 daily to avoid the following fees: 
  Monthly base charge fee $7.00
  Service charge fee $ .30 per debit transaction
  ***Contact your nearest branch for interest rate***

Premier Checking

• Minimum opening deposit $100
• Maintain $100 average monthly balance to avoid $5 service charge fee
• Electronic Statements Only
• MUST have at least twelve (12) signature based debit card transactions post and clear per statement cycle
• MUST have at least one (1) ACH debit or credit transaction post and clear per statement cycle
• MUST have a valid email address

  ***Contact your nearest branch for interest rate***

BUSINESS

Business Checking

• Maintain $1,000.00 daily to avoid $7.00 Base Charge Fee and Service Charge fee of $.30 per debit item.

Business Money Market

• Minimum opening deposit is $2,500.00
  Maintain $2,500.00 daily balance to avoid $10 Base Charge fee.
• **Authorized Debits** Limited 6 transfers from account each statement cycle in the form of third party check, internet transfers, automatic transfers, ACH transfers/debits, overdraft transfers, or telephone request.
• Withdrawals in person are unlimited.