Checking

FREE Online Banking/Billpay FREE ATM usage nationwide

PERSONAL

Checking

Economy Checking

  • No minimum daily balance
  • First 12 debits at no charge
  • $ .30 per debit item after 12

Personal Checking

  • First 10 debits at no charge
  • Maintain $500 daily to avoid the following fees:
    Monthly base charge fee $7.00
    Service charge fee $ .30 per debit after 10

Student Checking (16-23 years old)

  • No minimum balance
  • No monthly service charge
  • Must show proof of enrollment

Heritage Checking (55 and older)

  • No minimum balance
  • No monthly service charge
  • No per check charge
    ***Contact your nearest branch for interest rate***

Preferred Checking

  • Minimum opening deposit $750.00
  • Unlimited check writing
  • Maintain $750 daily to avoid the following fees: 
    Monthly base charge fee $7.00
    Service charge fee $ .30 per debit transaction
    ***Contact your nearest branch for interest rate***

Premier Checking

  • Minimum opening deposit $100
  • Maintain $100 average monthly balance to avoid $5 service charge fee
  • Electronic Statements Only
  • MUST have at least twelve (12) signature based debit card transactions post and clear per statement cycle
  • MUST have at least one (1) ACH debit or credit transaction post and clear per statement cycle
  • MUST have a valid email address

    ***Contact your nearest branch for interest rate***

 

BUSINESS

Business Checking

  • Maintain $1,000.00 daily to avoid $7.00 Base Charge Fee and Service Charge fee of $.30 per debit item.

Business Money Market

  • Minimum opening deposit is $2,500.00
    Maintain $2,500.00 daily balance to avoid $10 Base Charge fee.
  • **Authorized Debits** Limited 6 transfers from account each statement cycle in the form of third party check, internet transfers, automatic transfers, ACH transfers/debits, overdraft transfers, or telephone request.
  • Withdrawals in person are unlimited.

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